Terms of Service

Effective May 9th, 2025

Kyber Mortgage Corporation DBA HyperSmart Home Loans

6720 Vaught Ranch Road #140

Austin, Texas, 78730

Website: https://hypersmart.dreambigcrm.com/home

Acceptance of Terms By accessing and using this website or any services offered by HyperSmart Home Loans (we, us, or our), you agree to be bound by these Terms of Service. If you do not agree, please do not use our services. Services Provided We offer residential home loan services.

Eligibility for these services requires that applicants be at least 18 years of age. User Responsibilities You agree to provide accurate, current, and complete information during the loan application process and to update such information to keep it accurate and complete. Prohibited Activities You may not misrepresent your identity or provide false information. You may not engage in any unlawful activities while using our services. You may not attempt to interfere with our systems or compromise data security. Data Collection and Privacy We collect names, phone numbers, email addresses, and related contact information to follow up with appointments, communicate during the loan process, and send promotional offers when relevant, depending on rates. We do not share your personal information with third parties. For more details, please refer to our Privacy Policy at https://hypersmart.dreambigcrm.com/privacy.

You can opt out of promotional communications or request removal of your information at any time by emailing us at [email protected] or replying "STOP" to any SMS communications. Payment Terms There are no recurring fees, subscriptions, or payment terms associated with using our services.

Account Termination We reserve the right to suspend or terminate access to our services for any user who violates these Terms. Limitation of Liability While we strive to provide accurate and reliable services, we do not guarantee that our website or services will be error-free or uninterrupted. We are not liable for any damages arising from the use or inability to use our services. Governing Law These Terms shall be governed by and construed in accordance with the laws of the State of Texas. Changes to the Terms We reserve the right to update or modify these Terms at any time. Changes will be posted on this page with an updated effective date.